Ferguson FCU | Business Banking
Built for local businesses

Business banking that just
makes sense.

Open your account online, or connect with a local team that knows your business and your community.

Why business owners choose Ferguson FCU

The short version: fewer headaches, more clarity.

Lower everyday costs

Spend less on routine banking than you would at traditional banks.

Competitive business rates

Put your reserves to work with strong savings and account options.

Personal, local service

Work with a team that understands the realities of running a local business.

Business accounts

Choose what works today—scale as your business grows.

Business Checking, simplified

Built for everyday operations—payments, expenses, and clear cash flow control.

  • Online and mobile banking for clear, real-time visibility
  • Mobile check deposit to keep work moving
  • Send and receive payments without friction
  • Local support when you need a real person

Business Savings accounts

A flexible place for reserves—whether you’re building a buffer or planning what’s next.

  • Competitive rates on stored funds
  • Flexible access as cash flow shifts
  • Easy access when opportunity—or life—shows up

Why choose Ferguson FCU

Local. Member-owned. Built around service.

Member-owned (not profit-driven)

We’re a not-for-profit cooperative—so decisions are made for members and the community, not shareholders.

Straightforward guidance

Business banking should be simple. We’ll help you choose the right path—without runarounds or hand-offs.

Want the fastest way to open?

If you’re ready to start right away, choose Open Your Business Account. Prefer to speak to someone? Select Contact Us.

Quick FAQ

Clear answers to common questions.
Which button should I use?

Use Open Your Business Account for the fastest online application (opens in a new tab). Choose Contact Us if you'd like to speak to someone.

Can someone help me if I get stuck?

Absolutely. Reach out using the contact options below and we’ll help you get moving.

Do I have to do everything online?

Not at all. Start online, ask questions anytime, or talk with us directly—whatever works best for you.

Need help?

We’ll point you in the right direction—fast.

Contact options

Call, message, or start your application—whatever fits you best.

Ferguson FCU — business banking with a local heartbeat.