Auto Loans
| Type | APR* as low as1 | Terms up to1 |
|---|---|---|
| New Auto | Terms up to 96 months | |
| Used Auto (2-9 years old) | Terms up to 96 months | |
| Older Auto (10-24 years old) | Terms up to 96 months | |
| Classic Auto (25 years and older) | Terms up to 36 months |
1Actual rates and terms vary based on credit history, loan amount, and collateral.
Other Vehicle Loans
| Type | APR* as low as1 | Terms up to1 |
|---|---|---|
| New Boats, RVs, Campers, and Travel Trailers | Terms up to 144 months | |
| Used Boats, RVs, Campers, and Travel Trailers | Terms up to 144 months | |
| New Motorcycles | Terms up to 72 months | |
| Used Motorcycles | Terms up to 72 months | |
| Older Motorcycles 6+ Years | Terms up to 60 months | |
| New ATV/Golf Cart | Terms up to 60 months | |
| Older ATV/Golf Cart | Terms up to 60 months | |
| New Farm Equipment and Lawn Mowers | Terms up to 60 months | |
| Used Farm Equipment and Lawn Mowers | Terms up to 60 months |
1Actual rates and terms vary based on credit history, loan amount, and collateral.
Personal Loans
| Type | APR as low as |
|---|---|
| Signature Loans1 | |
| Credit Cards2 | Rates as low as |
1Actual rates and terms vary based on credit history, loan amount, and collateral.
2Actual rates and terms based on credit history and loan amount
Share Secured
| Loan Type | Maximum Loan Amount | Term | APR1 |
|---|---|---|---|
| Share Secured | 100% of available shares | Varies | 2.00% above the deposit rate |
| Certificate Pledge | 100% of original balance | Up to 60 months | 2.00% above the deposit rate |
Dividends are compounded and paid monthly on Checking, quarterly on all Savings types. Dividends are based on credit union earnings at the end of the dividend period and are not guaranteed.
Specific loan rates are based on credit history, collateral details, and borrower history as determined by credit application process. Final rate will be determined after the application is reviewed. All loans subject to credit approval. All rates subject to change without notice.
We do business in accordance with Federal Housing Laws and Equal Credit Opportunity Act. All loans subject to credit approval.