The Beginning
Ferguson was chartered in 1968 to serve the employees of the lumber mill in Monticello. What began in a single vacant office quickly grew into a member‑owned credit union known for personal service and hometown values.
As our membership grew, we opened a branch near the mill and continued serving families and local businesses with a small team dedicated to doing what’s right for our members.
Growth
In 2014, Ferguson petitioned the NCUA to expand our field of membership. We were granted the opportunity to serve all of Lawrence County and later an additional 11 counties across Southwest Mississippi. Along the way, we introduced new products, services, and student‑run branches so more neighbors could bank locally.
Today we continue to innovate while keeping the small‑town spirit you expect from your credit union.
The Vision
For more than 50 years, Ferguson has focused on one purpose: improving the lives of those in the communities we serve. We work to offer great service, fair pricing, and tools that make managing money easier—without losing our hometown touch.
As we grow, we remain a cooperative: members helping members, building something better together.
Face‑to‑Face — Virtual
Welcome to Ferguson Anywhere! From your computer or smartphone, start a live conversation to open an account, get help with an application, manage cards, and more.
Text
- Get important alerts and chat with us during regular hours.
- Text START to opt‑in.
- HELP for assistance, or STOP to unsubscribe.
- Standard data rates apply; frequency varies.
- Direct line: (601) 806‑3282
Phone
- Member Service Call Center
- (601) 806‑3282 · Toll‑Free (855) 750‑1504
- Hours
- Mon–Thu 8:30 a.m.–4:30 p.m.
- Fri 8:30 a.m.–5:00 p.m.
- Sat 8:30 a.m.–12:00 p.m.
- Prefer email? We’re here to help.
- memberservices@fergusonfcu.org
In‑Person — Branch Locations
Stop by one of our branches for personal, friendly service.
- Brookhaven
- Monticello
- Columbia
- Monticello – GP
- Columbia Mortgage & Business Center
- New Hebron
- Magee
Card Services
Lost or stolen card?
- Debit Card Activation & Support — (855) 726‑4885
- Report Lost Debit or Credit Card — (601) 806‑3282
Feedback / Suggestion Box
We love hearing from you. Share your ideas or suggestions below. For your security, please don’t include sensitive account information.
Mailing Address
Ferguson Federal Credit Union
1026 E Broad St.
Monticello, MS 39654
Supervisory Committee
The Supervisory Committee is an independent member group that reviews concerns not resolved through credit union management. Please attempt to resolve matters with our staff first. If you still need help, mail your comments to:
Ferguson FCU Supervisory Committee
PO Box 548
Monticello, MS 39654