How To Get Started With Ferguson FCU’s Credit Builder Loan
Whether it’s your first time getting a loan or you’ve had missteps in the past, our Credit Builder Loan can help you pay for what you need.
Start Making the Most of Your Credit Builder Loan
You can apply for our Credit Builder Loan online within minutes!
Details of Our Credit Builder Loan
Establish or re-establish your credit history
Competitive, fixed rates for many personal needs
Terms up to 12 months
Helps to build a strong financial foundation
Decision-making and processing all done locally
Friendly, Southwest Mississippi service
How Does a Credit Builder Loan Help Build Credit?
A Credit Builder Loan from Ferguson FCU is a type of loan designed specifically for building or improving credit. With our Credit Builder Loan, the borrower pays a fixed monthly payment, which is reported to major credit bureaus, thereby establishing a positive payment history. This gradual repayment process helps build credit over time.
This is an effective way for Mississippi residents to navigate the credit landscape and strengthen their financial standing.