Small Business Loans in Mississippi

Running a small business takes grit, vision, and the right support system. At Ferguson Federal Credit Union, we’re more than lenders—we’re your neighbors, your partners, and your champions for local growth. With flexible financing tailored for Mississippi businesses, we’re here to help you take the next bold step.

Why Choose Ferguson FCU for Your Business Loan in Mississippi?

Ferguson FCU has been serving Mississippi communities for decades. We’re not just another lender; we’re a local credit union that’s committed to helping our members and their businesses thrive. You’ll work with real people who care about your success and offer the kind of flexible, member-first approach you won’t find everywhere.

Business Loan Options Available

Whether you're starting out or scaling up, Ferguson FCU offers business loan options tailored to local needs. One of our most versatile options is a Business Line of Credit, which gives you ongoing access to funds when you need them. It’s designed to support daily operations, seasonal expenses, or unexpected opportunities.

How to Get a Business Loan in Mississippi

  • Start your application online: Our secure loan portal is available 24/7.

  • Submit business documentation: We’ll guide you through what you need to provide.

  • Work with our local team: We’ll review your application and talk through next steps together.

  • Access your funds: Once approved, you can move forward with confidence.

Where We Serve

Ferguson FCU proudly serves small business owners across Mississippi, including Brookhaven, Columbia, Magee, Monticello, and surrounding areas. If you’re looking for a loan partner who understands your local market, you’re in the right place.

FAQs About Business Loans

What do I need to apply?

You’ll typically need documentation like your business license, tax returns, and financial statements. Our team will walk you through everything.

Can I apply online?

Yes, our secure online portal allows you to apply at your convenience. 

How do I find your nearest branch?

You can visit any of our convenient locations in Mississippi.

Explore Your Next Business Move Today

You’ve built something worth growing. Ferguson FCU is here to help make that happen with lending options that meet you where you are.