Ferguson FCU | Membership Eligibility - Counties & Employer Partners
Membership eligibility

Who can join Ferguson FCU?

If you live, work, worship, or attend school in one of our eligible Mississippi counties - or you're employed by one of our partner companies - you and your immediate family are eligible to become a member.

Eligible Mississippi Counties

Live, work, worship, or attend school in one of these 36 counties to qualify. Eight are partial — check yours below.

Partial Only part of this county is in our service area.

Adams County
Amite County
Claiborne County
Clarke County
Copiah County
Covington County
Forrest CountyPartial service area — only part of this county is in our field of membership
Franklin County
George County
Greene County
Hancock County
Harrison County
Hinds CountyPartial service area — only part of this county is in our field of membership
Jasper County
Jefferson County
Jefferson Davis County
Jones CountyPartial service area — only part of this county is in our field of membership
Lamar County
Lauderdale CountyPartial service area — only part of this county is in our field of membership
Lawrence County
Lincoln County
Madison CountyPartial service area — only part of this county is in our field of membership
Marion County
Newton CountyPartial service area — only part of this county is in our field of membership
Pearl River County
Perry County
Pike County
Rankin CountyPartial service area — only part of this county is in our field of membership
Scott CountyPartial service area — only part of this county is in our field of membership
Simpson County
Smith County
Stone County
Walthall County
Warren County
Wayne County
Wilkinson County

Some of these counties are partial

Forrest, Hinds, Jones, Lauderdale, Madison, Newton, Rankin and Scott are only partly inside our service area, so an address in one of them may or may not qualify. The quickest way to find out is to start an application — it checks your address as its first step, and you'll know right away. Or call us and we'll check it for you in about a minute.

Employer Partners

Work for one of these companies? You're eligible no matter where you live.

Georgia Pacific

Monticello, MS

Employees of the Georgia Pacific facility in Monticello, MS - and their immediate family members - are eligible to join Ferguson FCU, regardless of where they live.

Hood Industries

Silver Creek, MS

Employees of the Hood Industries facility in Silver Creek, MS - and their immediate family members - are eligible to join Ferguson FCU, regardless of where they live.

Three ways to qualify

You only need to meet one of these.

Live, work, worship, or attend school locally

In any of our 36 eligible Mississippi counties.

Work for a partner employer

Georgia Pacific and Hood Industries employees qualify regardless of where they live.

Have family who's already a member

Immediate family members of current Ferguson FCU members are eligible to join too.

Quick FAQ

Short answers to the most common eligibility questions.
You can still qualify if you work, worship, or attend school in one of our 36 eligible counties, if you work for Georgia Pacific or Hood Industries, or if you have an immediate family member who's already a Ferguson FCU member.
Generally spouses, children, parents, and siblings of a current member - a branch team member can confirm the full definition when you apply.
A valid government-issued ID is usually enough to confirm county residency. If you're joining through an employer partner or a family member, we'll let you know what else is needed during your application.

Open your account online

Takes about 10 minutes. You can start here and finish in one sitting.

Ready when you are

You'll need a government-issued ID and your Social Security number. If you qualify under any of the three paths above, you're eligible to apply.

Prefer to open your account in person? Call (601) 806-3328 or stop by the main branch in Monticello.

Not sure if you qualify?

We're happy to check for you - just ask.

Contact options

We're happy to help - here's the best way to reach us.

Hours of operation

Monday-Thursday: 8:30am - 4:30pm
Friday: 9:00am - 5:00pm
Saturday: 8:30am - 12:00pm