Let’s Build the Future You’ve Imagined

Discover flexible loan options tailored to your needs. Competitive rates, personalized service, and a smooth process await you.

Home Loans With Ferguson FCU

Whether you're buying your first home, upgrading to a larger space, or refinancing, Ferguson FCU offers personalized mortgage solutions.

Stable monthly payments with a locked-in interest rate for the life of the loan.

Start with a lower initial rate that adjusts over time based on market trends.

Government-backed loans ideal for first-time or rural homebuyers.

Tap into your home's equity—access up to 90% of its value.

🏡 Home Equity Loans: Lump sum loan using your home’s value for large expenses or debt consolidation.
🔁 Bridge Loans: Short-term financing using current home equity while purchasing a new home.
🌲 Land & Lot Loans: Finance the purchase of land or a lot to build your dream home.
🚚 Mobile Home Loans: Flexible terms and competitive rates for new or used mobile homes.

If you live, work, worship, attend school, or own a business in select Mississippi counties, you can become a member and enjoy our competitive rates.