Smarter banking,
right here in Tylertown.
Scan, tap, and go. Your quick local hub for Smart Checking, membership, and loan options—backed by people who know this community.
Proudly serving Tylertown and Walthall County.
Smart Checking
Why people like it
Spend, save, and manage your money with confidence.
- Simple, everyday access — manage your money the way you already do.
- Digital-first convenience — ideal for mobile banking habits.
- Member-focused support — real people when you need help.
Ready to apply?
If you already qualify for membership, you can jump straight into Smart Checking. If not, start with membership—then come back here.
Loans
Auto Loans
New or used—get a loan that makes sense for your budget.
- Fast next steps (online or in-branch)
- Bring your driver’s license + basic income info
- Shopping for a vehicle? We can help you prep
Consumer Loans
For life’s “right now” moments: projects, plans, and unexpected expenses.
- Flexible options
- Clear guidance on what you’ll need
- Friendly support from start to finish
Mortgage Loans
Homebuying or refinancing? Let’s make the process clear, local, and manageable.
- Guidance from application to closing
- Tell us your goals (purchase, refinance, or cash-out)
- Bring basic income + property info to get started
Join Ferguson FCU
Step 1: Confirm eligibility
Just a few basics like location and employment.
Step 2: Apply
Your information is protected every step of the way.
Step 3: Start banking
Spend, manage, and move money with ease.
About Ferguson FCU
Built for members
We’re member-owned, not profit-driven. That means our focus is on people, not shareholders—helping our members make the most of their money.
Real help, real fast
Real help, your way. Call, text, visit a branch, or connect through Ferguson Anywhere.
Quick FAQ
Do I need to become a member before opening Smart Checking?
Yes. Membership comes first—and if you already qualify, you can get started immediately.
What should I have ready to apply?
A valid ID and basic personal information. Most people complete the application in just a few minutes.
How do I ask a quick question?
We’re here to help. Call, text, or connect through Ferguson Anywhere—plus email or in-branch support if you prefer.
Need help?
Contact options
We’re happy to help—here’s the best way to reach us.
Hours of operation
Monday–Thursday: 8:30am – 4:30pm
Friday: 9:00am – 5:00pm
Saturday: 8:30am – 12:00pm